Managing finances as a couple can be both exciting and challenging. Different goals, spending habits, and priorities can make joint decision-making complex.
That’s where working with an experienced financial advisor for couples in Melbourne can help.
At Strategic Financial Solutions, we guide couples through every stage of life—aligning financial goals, clarifying priorities, and creating tailored strategies that support long-term security.
Whether you’re saving for your first home, preparing for retirement, or building an emergency fund, our advice helps you make confident, informed decisions and move forward together with clarity and purpose.
With more than 30 years of experience, our female-led, independent Melbourne team provides advice that’s unbiased, compassionate, and completely focused on your best interests.
We understand that financial planning is about more than numbers—it’s about building the lifestyle and future you both want to enjoy.
Why Couples Need a Financial Advisor
Every couple’s financial journey is unique, shaped by personal goals, priorities, and circumstances. Professional guidance ensures both partners feel heard and aligned when it comes to managing money and planning for the future.
Our financial advisors develop customised strategies that bring structure and peace of mind to your financial life. By addressing both your individual and shared objectives, we help you manage wealth, optimise cash flow, and make confident decisions that balance your present lifestyle with future goals.
Common reasons Melbourne couples seek advice include:
- Aligning different spending habits or financial priorities
- Creating joint investment or savings plans
- Planning for major milestones such as property purchases, children’s education, or retirement
- Building financial security to reduce stress and protect your future
By working with a trusted, independent advisor, you gain more than financial strategies—you gain clarity, harmony, and a plan designed to help you thrive together.
Common reasons Melbourne couples seek advice include:
- Aligning different spending habits or financial priorities
- Creating joint investment or savings plans
- Planning for major milestones such as property purchases, children’s education, or retirement
- Building financial security to reduce stress and protect your future
By working with a trusted, independent advisor, you gain more than financial strategies—you gain clarity, harmony, and a plan designed to help you thrive together.
Comprehensive Financial Services for Couples in Melbourne
Wealth Creation & Investment Strategies
Independent, goal-driven investment advice to help you grow and protect your combined wealth with confidence.
Home & Property Planning
Clear guidance for buying your first home, upgrading, or investing in Melbourne’s property market—without financial pressure.
Superannuation & Retirement Planning
Make the most of your super and create a retirement plan that supports both your lifestyle and long-term goals.
Protection & Estate Planning
Safeguard your family’s financial future through tailored insurance, estate, and risk management strategies.
Life Milestones & Major Decisions
From raising a family to preparing for aged care, we help you plan for life’s big moments with clarity and balance.
Why Choose SFS For Our Advisory Services?
At Strategic Financial Solutions, we combine independence, empathy, and proven financial expertise to help couples across Melbourne make confident, long-term financial decisions.
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Independent Financial Advice
As a self-licensed financial advisor, we operate completely free from bank or product affiliations. Every financial plan, investment strategy, and superannuation recommendation is chosen solely to support your goals and protect your family’s financial security.
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Female-Led Financial Planning
Founded by Kay Aarons in 1995, our female-led team brings empathy, collaboration, and a holistic approach to financial planning. We help couples align their values, create shared goals, and build long-term financial confidence together.
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30+ Years of Local Melbourne Expertise
For more than three decades, we’ve guided Melbourne families, professionals, and business owners through every financial stage — from wealth creation and superannuation advice to retirement planning and estate strategies.
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Relationship-Aware Advice for Couples
We understand the emotional side of money. Our advisors act as trusted mediators, helping couples balance different financial priorities, improve communication, and create joint financial strategies that foster harmony and lasting stability.
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Personalised & Boutique Service
As a boutique financial planning firm, you’ll always work directly with an experienced Melbourne advisor who takes the time to understand your story, goals, and lifestyle. Every recommendation is tailored to your circumstances, ensuring advice that fits your life — not a template.
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Ongoing Support & Proven Results
We don’t stop at creating your plan. We provide continuous reviews, wealth tracking, and proactive financial guidance to keep your strategy aligned with life’s changes — giving you peace of mind, control, and confidence in your financial future.
What Our Clients Are Saying
My husband and I have been receiving financial advice and management of our superannuation accounts for many years from SFS. I feel completely relaxed and in expert hands. Ben is so enthusiastic about his area of expertise and I have never doubted that I am in excellent hands. Happy to recommend to anyone.
So pleased with SFS Financial.
So professional and extremely knowledgeable. Always will to help with any questions. We have benefited greatly from their advice. Been clients for over 20 years.
SFS provides real, pragmatic and independent financial advice. They listen carefully to your goals and work with your to achieve those goals. As a long term client, I’m more than happy and recommend SFS.
Our Couples Financial Planning Process
At Strategic Financial Solutions, our step-by-step process helps Melbourne couples build clarity, confidence, and lasting financial security together.
Discovery & Understanding Your Situation
We take time to understand your goals, finances, and lifestyle so every plan starts with complete clarity and trust.
Aligning Goals & Priorities
We help both partners find common ground, align values, and set achievable short and long-term financial goals.
Developing Your Joint Financial Strategy
Your personalised financial plan covers wealth creation, wealth management, superannuation, and protection strategies tailored to your shared future.
Ongoing Support & Adjustments
As life evolves, we review and refine your strategy to keep you on track toward lasting financial success.
Frequently Asked Questions
Start Building Your Financial Future Today
Take the first step toward financial success by booking a free consultation with our experienced advisors. During this personalised session, we’ll discuss your current financial situation and outline strategies to help you achieve your life goals.
Contact us today to schedule a phone call or submit your email address for more information. Together, we can create a comprehensive financial plan that secures your family’s future and provides peace of mind for years to come. Because building a future together isn’t just about money — it’s about confidence, connection, and peace of mind.
