As a trusted financial planner for business owners, we specialise in helping Melbourne entrepreneurs achieve financial security and long-term success.
Running a business means juggling irregular income, rising tax obligations, and the pressure to grow wealth beyond your company. Without the right plan, profits slip away and your personal future can be left exposed.
For more than 30 years, our self-licensed Melbourne team has guided business owners through every stage, from cash flow management and tax optimisation to retirement and exit planning.
Unlike bank-affiliated advisers, we provide unbiased strategies tailored to both your business and personal goals.
Whether you’re preparing for succession, minimising tax, or building wealth for your family, you’ll work directly with experienced planners who understand the challenges of business ownership and know how to create clarity and confidence.
Why Financial Planning Matters for Business Owners
Running a business is demanding. You’re focused on growth, but at the same time you need to manage tax, protect cash flow, and prepare for the future. Without a clear plan, profits can disappear into liabilities, retirement gets delayed, and your personal wealth may not grow as fast as your business.
That’s where expert financial planning makes the difference. By aligning your personal wealth goals with your business strategy, we help you create a cohesive plan that keeps your finances working together. You’ll have clarity around tax, confidence in your retirement path, and peace of mind that risks are covered.
With over 30 years of experience supporting Melbourne business owners, our team provides the independent, tailored advice you need to protect today’s profits and secure tomorrow’s lifestyle.
Addressing the Financial Challenges of Business Ownership
Every business owner faces unique financial challenges. Without expert guidance, these can quickly erode both business value and personal wealth.
Here are the areas we help you take control of:
- Balancing business and personal wealth so your assets grow in harmony.
- Retirement planning that starts early, ensuring you can step away on your terms.
- Tax optimisation strategies to reduce liabilities and keep more profits in your pocket.
- Exit and succession planning to maximise business value and create a smooth handover.
- Risk management including key person insurance to protect your business and family.
- Cash flow management and investments that strengthen both day-to-day operations and long-term growth.
With tailored strategies, we help you turn these challenges into opportunities, giving you the structure and confidence to focus on running your business.
Our Comprehensive Financial Planning Services
We offer a wide range of financial planning services designed to meet the unique needs of business owners.
Our tailored strategies help you address every aspect of your financial life, from reducing tax liabilities and creating sustainable wealth to securing your financial future. With a focus on both personal finances and business objectives, our services are designed to support your journey toward long-term success and wealth creation.
Tailored Strategies for Your Business and Personal Goals
Effective tax planning strategies are at the core of our financial planning services. By identifying tax deductions, managing tax returns, and optimising your tax position, we help you reduce your overall tax liabilities.
This ensures that your business retains more of its profits for growth and reinvestment.
Optimising retirement accounts and savings is another key focus area.
We work with you to create a retirement plan that aligns with your business goals while ensuring your personal financial security. By incorporating the right investment strategy, we help you maximise your retirement savings and prepare for a comfortable future.
Our investment advice is tailored to align with your risk tolerance and business objectives. Whether you’re looking to explore new investment opportunities or manage existing personal investments, we provide expert guidance to help you make informed financial decisions.
Risk management solutions are essential to protect your financial health and secure your business. From evaluating insurance coverage to implementing strategies that mitigate financial risks, we ensure that your assets and interests are safeguarded.
Cash flow management is another critical area where we provide support.
By stabilising your business finances and ensuring efficient resource allocation, we help you maintain a strong financial position that supports growth and sustainability.
Additionally, we offer guidance on personal investments and financial statements to ensure a comprehensive approach to your financial planning needs.
How We Help You Achieve Financial Success
At Strategic Financial Solutions, we know that financial planning only works when it’s practical, structured, and tailored to you. That’s why we follow a proven framework designed for small business owners:
Discovery
We start by understanding your goals, structures, and challenges — from business cash flow to personal wealth targets.
Diagnostics
Our team reviews tax structures, retirement readiness, and succession options to uncover opportunities and risks.
Strategy
We design a tailored financial plan that aligns your business objectives with your personal wealth goals, giving you a clear roadmap forward.
Ongoing Reviews
As your business grows and circumstances change, we provide regular reviews to keep you on track and adjust strategies when needed.
This approach means you’ll always know where you stand, what comes next with your financial strategies, and how today’s decisions support tomorrow’s success.
Why Choose Strategic Financial Solutions?
Choosing the right business financial advisor is critical to achieving your business and personal financial goals. Here’s why business owners across Melbourne trust us:
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We operate free from banks and product quotas, giving you unbiased strategies designed around your best interests and business needs.
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With decades of experience supporting Melbourne’s business community, we know how to navigate both economic cycles and owner-specific challenges.
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Every client works directly with an experienced adviser, not junior staff. We tailor strategies to your unique business structures, goals, and family needs.
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Our fee-only model means no hidden commissions or surprises — just clear advice focused on your financial success.
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From cash flow improvement to succession planning, we’ve helped business owners protect profits, create wealth, and plan confident exits.
What Melbourne Business Owners Say
The expertise and attention to detail by Paul, Ben and team handled our financial affairs with utmost professionalism. Their extensive knowledge and advice as financial experts has made us feel secure in our future financial endeavours.
We have benefited from the truly attentive and professional service from Peter Kenyon and the team at Strategic Financial Solutions for many years. Their people are knowledgeable and experts in their field, genuine and make strenuous efforts on behalf of their clients and are accessible when needed. Above all, Strategic Financial Solutions have delivered us careful and productive financial custodianship of our investment and other financial matters beyond our expectations. We would absolutely recommended Peter and the SFS team to anyone looking for an outstanding financial planner.
I have been with Strategic Financial Solutions for about 15 years and have always been treated in a very profesional manner. Returns on investment have always been clearly explained in common language. I would thoroughly recommend SFS to any person. Nothing is too difficult for their expertise.
Take the First Step Toward Your Financial Future
Securing your financial future as a business owner starts with the right advice and a clear plan.
At Strategic Financial Solutions, we specialise in helping Melbourne business owners align business growth with personal wealth. As an independent financial planner for business owners, our role is to simplify complex decisions and give you confidence in every step forward.
Whether you want to protect profits, reduce tax, or prepare your business for succession, our experienced team is here to guide you with strategies tailored to your unique circumstances.
Don’t wait until tax season or a business transition forces your hand — take action today and give yourself the clarity and confidence to move forward with certainty.
