Financial planning for women in Melbourne often comes with challenges that traditional firms overlook — from superannuation shortfalls caused by career breaks, to the pressure of balancing family finances while planning for a longer retirement.
Too often, women are left with generic advice that fails to reflect their reality.
At Strategic Financial Solutions, we’ve spent more than 30 years helping Melbourne women turn these challenges into opportunities for lasting financial security.
Founded by Kay Aarons to close the gap in female-focused financial services, our boutique, female-led practice specialises in strategies designed by women, for women.
With independent, self-licensed advice and a proven track record of guiding clients through life’s biggest transitions, we empower you to grow wealth confidently, protect your future, and enjoy the lifestyle you deserve.
Why Women in Melbourne Need Financial Planning Expertise
Every woman’s financial journey is unique — but many face challenges that traditional advice often overlooks.
The gender pay gap, career breaks, and longer retirements all create financial hurdles that require tailored planning. Add unexpected life changes such as divorce or widowhood, and the path to security can feel even more overwhelming.
Without the right strategies, it’s easy to feel stretched between family responsibilities and personal wealth goals.
The Challenges Women Face
Gender Pay Gap & Super Shortfalls
Lower lifetime earnings often mean smaller superannuation balances, reducing retirement security.
Career Breaks & Family Responsibilities
Time away from work for children or loved ones impacts income, savings, and wealth creation.
Longer Life Expectancy
Women typically live longer, making extended retirement planning essential for independence.
Divorce & Widowhood
Major life changes can create financial strain without a clear roadmap in place.
Why Tailored Strategies Matter
Personalised Roadmaps
Structured yet flexible strategies aligned with your life stage and long-term goals.
Financial Literacy
Clear guidance on investments, superannuation, and risk insurance to make confident decisions.
Generational Wealth
Building financial independence today while creating security for future generations.
These challenges are real — but they don’t have to define your financial future. At Strategic Financial Solutions, our female-led financial planning practice was created to give Melbourne women the specialised support, independence, and expertise they deserve.
Our Female-Led Financial Planning Practice
Over 30 Years of Expertise Serving Melbourne Women
Founded in 1995 by Kay Aarons, our financial planning practice has decades of experience serving women in Melbourne.
Kay Aarons was a trailblazer in the financial services industry, establishing a firm that prioritises the unique needs and best interests of female clients.
Over the years, our team has built a reputation for excellence in providing investment advice, estate planning, and wealth management solutions tailored specifically for women.
Our deep connections within Melbourne’s finance industry and local networks enable us to offer unmatched insights and resources.
Whether you’re looking for advice on an investment property, home loan, or tax-efficient wealth building, we have the expertise to guide you.
As a trusted partner in your financial journey, we are committed to helping you achieve your life goals while ensuring your financial well-being.
With years of experience in the financial planning industry, our team understands the challenges women face at every stage of life.
From managing life changes to achieving financial independence, we provide comprehensive support to empower women and enhance their financial literacy. Our goal is to help you take control of your finances and build a secure financial future.
Certified Financial Planners Focused on Your Best Interests
Our team of certified financial planners is dedicated to offering independent advice that serves your best interests. We believe in transparency and unbiased guidance, ensuring that every financial strategy is tailored to your individual needs and goals.
Whether you’re exploring tax strategies, understanding your risk profile, or planning for aged care, our advisers provide personalised solutions to match your circumstances.
Risk tolerance is an important consideration in any financial plan, and our planners work closely with you to develop strategies that align with your comfort level.
From risk insurance to investment management, we provide a wide range of advisory services to safeguard your financial future. Our focus is on creating a collaborative partnership, supporting you every step of the way toward achieving financial security and peace of mind.
At the heart of our financial planning business is a commitment to empowering women. We understand that smart decisions require the right support and information.
That’s why our advice process is designed to be clear, comprehensive, and client-focused. By working with our senior financial advisers, you’ll gain the confidence to make informed decisions and achieve the financial freedom you deserve.
Comprehensive Financial Services Tailored for Women
Our Wide Range of Advisory Services
We offer a wide range of financial services designed to meet the diverse needs of women in Melbourne.
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Prepare for a confident retirement with strategies that maximise your super, reduce tax, and ensure your lifestyle is protected for the long term.
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Grow your wealth with tailored investment strategies that balance risk and reward, helping you achieve financial independence and long-term security.
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Safeguard your family’s future with clear estate planning, ensuring your loved ones are protected and your wishes are carried out with peace of mind.
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Take control of your money with practical strategies to streamline cashflow, reduce debt, and create a strong foundation for wealth building.
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From divorce and widowhood to inheritance or career changes, we provide steady guidance to help you navigate life’s biggest financial shifts.
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For entrepreneurs and professionals, we deliver tax-efficient strategies, cashflow optimisation, and financial planning that balances business and personal goals.
Why Strategic Financial Solutions Stands Out
Female-Led Expertise
Our team of women advisers understands the realities of career breaks, superannuation shortfalls, and longer retirements — providing strategies designed by women, for women.
Independent & Self-Licensed
As a boutique, self-licensed practice, we’re not tied to banks or products. Every recommendation is transparent, unbiased, and tailored to your best interests.
30+ Years Serving Melbourne Women
For over three decades, we’ve helped Melbourne women grow wealth, protect families, and navigate life’s biggest financial transitions with confidence.
Holistic & Personalised Planning
From retirement and investments to estate planning and life transitions, we design roadmaps that align with your goals at every stage of life.
Judgment-Free, Supportive Advice
We create a safe space where you can ask questions, explore options, and feel confident about your financial decisions without jargon or pressure.
Empowering Long-Term Freedom
Our focus is more than just numbers — it’s about giving you the confidence, clarity, and financial freedom to live the life you want.
Start Your Journey to Financial Independence Today
Take the first step toward achieving your life goals with Strategic Financial Solutions. Book a free consultation with our senior financial advisers and discover how simple steps can lead to significant improvements in your financial position.
Whether you’re planning for retirement, growing your wealth, or managing life changes, we’re here to help every step of the way.
Don’t wait to take control of your financial future. Contact us today to begin your journey toward financial freedom and peace of mind. With our personalised approach and years of experience, we’ll empower you to make smart financial decisions and live the life you deserve through expert financial planning for women in Melbourne.
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